Shop in store, pay over time with Koalafi
Flexible lease-to-own plans. No Credit Needed.*
Lease-to-own financing 90-day early purchase option†
Leases up to $5,000 Own the item after final payment
How it Works
Applying with Koalafi is easy and straightforward
Quickly Apply
Share a few pieces of personal info and get a decision in seconds. If approved, you can continue shopping or checkout with your pre-qualified amount.
Checking eligibility won’t affect your credit score.
Review your plan
You’ll be able to review your full contract details before signing your agreement.
Check out and make payments
With high approval amounts, you can get exactly what you need. You’ll make convenient regular payments, with options to pay off early and save!
Frequently Asked Questions
What is Koalafi?
Koalafi is a pay-over-time provider, offering lease-to-own payment plans. With Koalafi, customers can split larger purchases into more manageable payments.
Am I a good fit for Koalafi?
Koalafi offers leases to customers who are still building credit. You do not need credit to be eligible for a Koalafi lease. Our technology allows us to make more informed decisions about applicants, resulting in high approval rates!.
Is there an application or processing fee?
For our lease-to-own product, at the time of submitting an application, a temporary hold of $49 or less will be placed on your debit card. This will process as your initial payment at the time of signing. If you choose not to proceed, this hold will be released.
Who should I contact if I have questions?
Give the Koalafi team a call at 844.937.8275 between 8:00 am and 9:00 pm ET Monday through Friday, or 8:00 am to 8:00 pm ET on Saturday.
